CIC

CIC is the Designated Credit Information Organization under the Installment
Sales Law and the Act on Money Lending.

Kazuhiro Omori
President & CEO

CIC was authorized as the Designated Credit Information Organization under the Act on Money Lending in March 2010 and the Installment Sales Law in July of the same year, and consequently CIC became the only Designated Credit Information Organization under both laws in Japan.

We had made efforts to protect and improve the credit information since CIC was jointly established by credit companies in 1984. As a result, we were authorized as the Designated Credit Information Organization, and clearly recognized as an indispensable social infrastructure by the laws.

We will build a structure that is truly effective and true to the Designated Credit Information Organization by further enhancing operation of internal control and strict compliance based on our official position.

Furthermore, with the aim of preventing occurrence of multiple debtors, excessive credit granting, and excessive sales, we will be deeply committed to be a help to the sound development of the consumer credit industry by fulfilling the roles and responsibility expected from a Designated Credit Information Organization.

On the other hand, public interest in consumer credit information is still growing since the enforcement of Personal Information Protection Act. Accordingly, CIC operates business from the viewpoint of consumers by addressing data protection and information security enhancement to safeguard consumers’ valuable information, and improving and strengthening the disclosure system by which consumers verify the contents of their credit information.

We pledge to operate with transparency and sound business practices, and aim to be a "Secure, Reliable and High Quality Designated Credit Information Organization”. We would like to ask for your understanding and continuing support.

Kazuhiro Omori
President & CEO