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History

1983 Jul. The "Consumer Credit Industry Council" of the Ministry of International Trade and Industry (currently: Ministry of Economy, Trade and Industry) proposed the consolidation and development of credit information agencies in the sales credit sector.
The Ministry of International Trade and Industry requested the Japan Installment Sales Association (now: Japan Credit Association) to begin discussions on the integration of its Credit Information Exchange Office with the Japan Credit Information Center Co., Ltd.
Nov. Three parties-the Japan Installment Sales Association, the Japan Credit Information Center Co., Ltd., and the National Credit Sales Association-agreed to consolidate the credit information agencies into a single organization.
1984 Sep. Established the Shinyou-jouhou Center (Currently Credit Information Center CORP.)
1985 Apr. Started service
1986 Jun. Started accepting requests for credit information disclosure
1987 Mar. Started "CRIN(Credit Information Network)" service
1988 Sep. Fully transitioned credit inquiry operations to an online system
1989 Sep. Relocated the head office to 5-15-5 Shinjuku, Shinjuku-ku (Shinjuku Sankōchō Building)
1990 Jun. Increased capital to 360 million yen
1991 Aug. Changed the corporation name to Credit Information center
1992 Jun. Increased capital to 480 million yen
Jul. CIC system center structured around own host computer
Dec. Changed the company name of Distribution Information Systems Service Co., Ltd. to "CIC Systems Co., Ltd."
1993 Mar. Developed cryptographic software (CIC Lock)
Dec. Received special designation from Ministry of International Trade and Industry as a company in the data service industry implementing a security program
1994 May Established an Operations Committee composed of member companies
1995 Oct. Consumer credit information database contains over 100 million records
1996 Mar. Introduced a home page on the internet
Apr. Established "Regional Councils" in 12 areas nationwide, composed of member companies
Oct. Inaugurated the backup center
1998 Jan. Formulated a new corporate philosophy
Establishment of Security Inspection Department and Central Data Control Office
1999 Apr. Implemented the Business Operation Rules and Detailed Business Operation Rules
2001 Mar. Self-Imposed Rules Regarding Protection and Utilization of Consumer Credit Information in the consumer credit industry
2002 Feb. Consumer credit information database contains over 200 million records
Jul. Increased capital to 500 million yen
Aug. Obtained ISO/IEC 27001 certification (Information Security Management System) for the CIC System Center
2003 Mar. Migrated the CPU-based credit information inquiry network to an IP‑based system
Consumer credit information database contains over 300 million records
2004 Mar. Relocated the head office
2005 Apr. Established the Accredited Personal Information Protection Organization, "Credit Personal Information Protection Promotion Council" (now: Japan Credit Association)
(Reorganized the former Self-Regulation Council)
Consumer credit information database contains over 400 million records
2006 Sep. Start of operation of new-mission-critical system
2008 Oct. Start of operation of registration system that corresponds to the Money Lending Business Act, and start accepting of registration of information
2009 Feb. Start of operation of inquiry system that corresponds to the Money Lending Business Act
Mar. Consumer credit information database contains over 500 million records
2010 Jan. Start accepting of registration of credit information that corresponds to the Installment Sales Act Designated as the Designated Credit Bureau under the Money Lending Business Act
Mar. Started "FINE(Financial Information Network)" service
Jul. Designated as the Designated Credit Bureau under the Installment Sales Act
2011 Apr. Started providing "Internet Disclosure"
Established the "Internal Control Expert Committee" composed of external experts
Jul. Centralized the postal disclosure operations at the Metropolitan Area Disclosure Consultation Office (currently: Postal Disclosure Center)
2012 Feb. Obtained certification for JIS Q 15001 (PrivacyMark)
Mar. Opened a call center
Nov. Consumer credit information database contains over 600 million records
2013 Apr. Took over and bring the system development and operations in-house, previously outsourced to CIC Systems Co., Ltd.
2014 Jan. Started operation of the new Credit Information Database with a revised matching method
2015 Apr. Started providing "Internet Disclosure" via smartphones
Nov. Consumer credit information database contains over 700 million records
2019 Mar. Started offering online support for the "Self-Declaration System"
2021 Apr. Consumer credit information database contains over 800 million records
Dec. Activated the inquiry and registration API system
2022 May Started the "IDEA (The Information on total Debt for Appropriate approach)" service
2023 Jan. Obtained certification as a "DX Certified Business Operator" as designated by the Ministry of Economy, Trade and Industry
Nov. Obtained ISO/IEC 27017 certification for cloud security
2024 Nov. Started providing "Credit Guidance" to consumers
2025 Apr. Started providing "Credit Guidance" to member companies