What is Credit Information Disclosure?
Credit Information Disclosure is a system you can use to verify your credit information including the content of your contract
with CIC member companies (such as credit companies) and your payment status.
You can see whether and how your information is currently registered at credit bureaus.
We do not provide English Disclosure Reports.
What Can I Verify through Credit Information Disclosure?
1.Credit Information
Information regarding the contracts you have agreed with a CIC member credit company or other member institution, including the content of credit or loan contract, payment status and outstanding balance.
E.g.,
The company you contracted with, Your name, Date of birth, Phone number, Content of the contract, Date of signature, Contract amount, Amount invoiced, Amount paid, Outstanding balance, Repayment status, Payment status
2.Application Information
Information confirmed by a CIC member credit company or other member institution for the purpose of credit assessment, at the time when you newly submitted a credit or loan application.
E.g.,
The company you applied with, Your name, Date of birth, Phone number, Date confirmed, Planned contract amount, Description of the product you applied for.
3.Transaction Records
The record that a CIC member credit company or other member institution accessed your credit information for the purpose of examining your utilization of credit, loan or others.
E.g.,
The company which accessed, Your name, Date of birth, Phone number, Date of access, Purpose or other reason of examination.
4.Reference Information
The information collected independently by CIC, which you submitted to us or which Japan Financial Services Association requested us to register.
E.g.,
Your name, Date of birth, Phone number, Information Submitted and Comments.
※ Up to 50 records for each of items 1-3 will be disclosed.
About Disclosure Report
A material describing “how to read a Disclosure Report on Credit Information” containing the result of Credit Information Disclosure is available.
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