The “Consumer Credit Industry Council” of the Ministry of International Trade and Industry (currently: Ministry of Economy, Trade and Industry) proposed the consolidation and development of credit information agencies in the sales credit sector. The Ministry of International Trade and Industry requested the Japan Installment Sales Association (now: Japan Credit Association) to begin discussions on the integration of its Credit Information Exchange Office with the Japan Credit Information Center Co., Ltd.
Nov.
Three parties-the Japan Installment Sales Association, the Japan Credit Information Center Co., Ltd., and the National Credit Sales Association-agreed to consolidate the credit information agencies into a single organization.
1984
Sep.
Established the Shinyou-jouhou Center (Currently Credit Information Center CORP.)
1985
Apr.
Started service
1986
Jun.
Started accepting requests for credit information disclosure
1987
Mar.
Started "CRIN(Credit Information Network)" service
1988
Sep.
Fully transitioned credit inquiry operations to an online system
1989
Sep.
Relocated the head office to 5-15-5 Shinjuku, Shinjuku-ku (Shinjuku Sankōchō Building)
1990
Jun.
Increased capital to 360 million yen
1991
Aug.
Changed the corporation name to Credit Information center
1992
Jun.
Increased capital to 480 million yen
Jul.
CIC system center structured around own host computer
Dec.
Changed the company name of Distribution Information Systems Service Co., Ltd. to “CIC Systems Co., Ltd.”
1993
Mar.
Developed cryptographic software (CIC Lock)
Dec.
Received special designation from Ministry of International Trade and Industry as a company in the data service industry implementing a security program
1994
May
Established an Operations Committee composed of member companies
1995
Oct.
Consumer credit information database contains over 100 million records
1996
Mar.
Introduced a home page on the internet
Apr.
Established “Regional Councils” in 12 areas nationwide, composed of member companies
Oct.
Inaugurated the backup center
1998
Jan.
Formulated a new corporate philosophy Establishment of Security Inspection Department and Central Data Control Office
1999
Apr.
Implemented the Business Operation Rules and Detailed Business Operation Rules
2001
Mar.
Self-Imposed Rules Regarding Protection and Utilization of Consumer Credit Information in the consumer credit industry
2002
Feb.
Consumer credit information database contains over 200 million records
Jul.
Increased capital to 500 million yen
Aug.
Obtained ISO/IEC 27001 certification (Information Security Management System) for the CIC System Center
2003
Mar.
Migrated the CPU-based credit information inquiry network to an IP‑based system Consumer credit information database contains over 300 million records
2004
Mar.
Relocated the head office
2005
Apr.
Established the Accredited Personal Information Protection Organization, “Credit Personal Information Protection Promotion Council” (now: Japan Credit Association) (Reorganized the former Self-Regulation Council) Consumer credit information database contains over 400 million records
2006
Sep.
Start of operation of new-mission-critical system
2008
Oct.
Start of operation of registration system that corresponds to the Money Lending Business Act, and start accepting of registration of information
2009
Feb.
Start of operation of inquiry system that corresponds to the Money Lending Business Act
Mar.
Consumer credit information database contains over 500 million records
2010
Jan.
Start accepting of registration of credit information that corresponds to the Installment Sales Act Designated as the Designated Credit Bureau under the Money Lending Business Act
Mar.
Started "FINE(Financial Information Network)" service
Jul.
Designated as the Designated Credit Bureau under the Installment Sales Act
2011
Apr.
Started providing “Internet Disclosure” Established the “Internal Control Expert Committee” composed of external experts
Jul.
Centralized the postal disclosure operations at the Metropolitan Area Disclosure Consultation Office (currently: Postal Disclosure Center)
2012
Feb.
Obtained certification for JIS Q 15001 (PrivacyMark)
Mar.
Opened a call center
Nov.
Consumer credit information database contains over 600 million records
2013
Apr.
Took over and bring the system development and operations in-house, previously outsourced to CIC Systems Co., Ltd.
2014
Jan.
Started operation of the new Credit Information Database with a revised matching method
2015
Apr.
Started providing “Internet Disclosure” via smartphones
Nov.
Consumer credit information database contains over 700 million records
2019
Mar.
Started offering online support for the “Self‑Declaration System”
2021
Apr.
Consumer credit information database contains over 800 million records
Dec.
Activated the inquiry and registration API system
2022
May
Started the "IDEA (The Information on total Debt for Appropriate approach)" service
2023
Jan.
Obtained certification as a “DX Certified Business Operator” as designated by the Ministry of Economy, Trade and Industry
Nov.
Obtained ISO/IEC 27017 certification for cloud security
2024
Nov.
Started providing “Credit Guidance” to consumers
2025
Apr.
Started providing “Credit Guidance” to member companies
