Corporate Outline

Name

Credit Information Center CORP. (CIC)

Company address

Shinjuku First West Bldg., 1-23-7, Nishi-Shinjuku, Shinjuku-Ku,Tokyo, 160-8375, Japan

Establishment

September 27, 1984

Capital

500 million yen

Description of Business

Collecting, storing, analyzing, providing personal credit information related to consumer credit transactions, and disclosure to consumers.

Businesses of members

Credit companies, Department stores, Credit card issuers, Leasing companies, Guarantee companies, Banks, Agriculture cooperatives, Consumer loan companies, Cell phone companies, etc.

Website

https://www.cic.co.jp/en/

Application information

This is the information that indicates the facts of which a member company has inquired based on a new application made by a consumer for a credit card or loan.

Credit information

This is the information that indicates the content of a contract entered into between a consumer and a member company and the payment status of the consumer

Reference information

This is the information collected by CIC at its own discretion (e.g. information listed on telephone directory and information provided by consumer)

Credit guidance information

Information analyzed and calculated by CIC, only based on objective transaction facts from credit information, excluding consumer attributes (age, gender, place of work, place of residence, etc.)