よくあるご質問
I want to know any reason for being rejected.
（否決された理由を知りたいのですが？）
カテゴリ
[In English]キーワード
Each of the credit companies makes a credit granting decision with the in-house credit standards. Therefore we have no knowledge about your application being rejected. CIC is a credit information agency, and collects from, maintains and provides the credit information to our member credit companies. Credit companies use and refer to our credit information for making a credit granting decision.
各クレジット会社では、独自の審査基準に基づいて審査を行っております。そのため、CICでは否決理由はわかりません。CICは信用情報機関であり、加盟しているクレジット会社等から情報を収集し、管理・提供を行う会社です。クレジット会社等では、CICの情報を参考として審査の判断材料に利用しています。
関連する質問
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Can I choose how I want my credit information disclosure report sent?
(開示報告書の送付方法を指定できますか？ )カテゴリ
[In English]キーワード
We normally send the credit information disclosure report by “simplified registration/confidential,” but it is also possible to send by “express mail” or “personal delivery (special type).” ...詳しく読む
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Is an English version of the Disclosure Report available?
（英語版の開示報告書はありますか？）カテゴリ
[In English]キーワード
We do not provide English Disclosure Reports. ...詳しく読む
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Can the registered information be deleted?
(登録されている情報を削除できるのですか？ )カテゴリ
[In English]キーワード
In case that the content of registered information is a fact, correction/deletion is not feasible. Please also note, depending on the type of information, the retention period exists and the expired information will be automatically deleted. ...詳しく読む
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I have my credit information disclosed and I guess the information is different from the facts.
(開示したのですが、内容が事実と異なっていると思われるのですが？)カテゴリ
[In English]キーワード
In case that the content of information is a fact, correction/deletion is not feasible. ...詳しく読む
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I’m not sure about my “full name in katakana”or my “phone number” which the credit company registers at CIC for the credit information.
(クレジット会社がCICに登録している私の「カタカナの姓名」や「電話番号」が分からないのですが？)カテゴリ
[In English]キーワード
When searching the customer information, we extract the data where the 3 items namely “full name in katakana”, “birth date” and “phone number” match our records. ...詳しく読む
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My company, a real estate company, etc. ask me to submit the credit Disclosure Report.
(勤務先、不動産会社から開示報告書の提出を求められているのですが？)カテゴリ
[In English]キーワード
You keep the credit information disclosed carefully, because the Disclosure Report has the important information concerning your privacy. ...詳しく読む